Travel insurance is something couples groan about all the time!
Since the cost of the insurance is based on the total cost of the trip (and your age), it is usually quoted last and a forgotten expense. So try to remember to include insurance in the honeymoon budget!
Why Would I Need It?
How much will it cost?
The cost of a policy is determined by age, level of coverage and cost of trip. There is no one size fits all when it comes to insurance coverage for a trip. For example, a domestic honeymoon may not require the medical benefits that you want with an international trip. There are many choices of policies, so ask an insurance professional which plan is right for you.
Can I wait to buy it?
Generally speaking, if you want a pre-existing condition waiver included in the policy, you will need to purchase within 7-14 days of initial payment on your trip. Otherwise, you may purchase a policy up to 1 day prior to departure. It is in your best interest to purchase the policy as soon as possible so that the coverage begins before an emergency takes place. Again, each plan is different so be sure to know the specific terms of the policy you are considering.
What is Cancel For Any Reason?
Some companies offer cancel for any reason as an optional benefit. This type of coverage adds to the cost of the policy and you should check the reimbursement percentage, it can start at just 50%. If you think that you may cancel for a reason not typically covered (think Zika scare this past year) then definitely consider looking into this option.
Which Travel Insurance Companies do you recommend?
There are several reputable travel insurance companies available to you. I personally work closely with Travel Guard and Allianz.
The most important benefit of travel insurance is peace of mind. It's tough to relax and fully enjoy your honeymoon if you're worried about hurricanes, getting sick, losing your passport or missing your flight. Choosing an insurance policy is a personal matter, everyone's needs are different and there is a policy for every need. I am happy to answer questions or refer you to a trusted partner who can help.
There are different methods to avoid lines at the airport. Some assist with SECURITY lines while others are designed to assist with CUSTOMS lines. These are very different so let's get them straight:
CUSTOMS - refers to items being brought into a country upon the return from your trip
IMMIGRATION - refers to people entering a country either as a visitor or returning home
SECURITY - everyone traveling by air in the US (domestic or international) must pass through security upon leaving for your trip.
To avoid the masses and get through lines quicker, you can choose to join a program to expedite the process. See the chart below to decide which program is best for you!
I have no affiliation with any of these programs.
I personally use Global Entry because I travel internationally at least once a year and domestically many times a year - I love the TSA precheck for both domestic and international flights and expedited immigration/customs lines when returning to the US. In addition, my credit card covers the cost of Global Entry, so getting it for free was a no brainer.
Here are the links to sign up:
GLOBAL ENTRY AND TSA PRECHECK https://ttp.cbp.dhs.gov/
MOBILE PASSPORT: App Store
AUTOMATED PASSPORT CONTROL: no membership
When thinking about a honeymoon, most people at least consider an all-inclusive. But is it right for you?
Here is a quick look at whether or not an all-inclusive is a good fit for you:
Worth It Because:
Might not be for you if:
Is an all-inclusive right for you? Let me know!
Hi! My name is Buffy and I am the owner of Sunlit Travel! I love to plan special occasions like HONEYMOONS and FAMILY VACATIONS! My favorite part is adding special touches to make the trip especially romantic or adding a fun surprise!